What does the Credit Union offer by way of stash money for the holidays and vacation?

The Credit Union offers both a Holiday and Vacation savings account. 

Holiday Savings accounts start with the first pay in October, for those who systematically put funds aside from each pay to this account, and end with the last pay in September.  On the first working day in October, the Holiday savings balance is transferred from that account into the member’s regular share account, where it can be easily accessed through the ATM, or can be transferred to checking for debit card purchases. 

Vacation Savings account provide for a special place to put money aside for special events.  This account is available on demand.  There is no annual payout required, so this account is ideal for putting aside not just vacation money.  It also provides for a way to save for weddings and anniversary celebrations. The dividend rate on this account is the same as the regular share account.