RESEARCH-1166 FEDERAL CREDIT UNION

Privacy Notice

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Disclosure

The Credit Union is committed to protecting the privacy of each member’s financial records consistent with state and federal laws.  The Credit Union will take prudent and reasonable measures to safeguard the accuracy and privacy of all member information including information used while conducting business via the Internet, ATM networks, wire services, telephone, the United States mail and other means of communication.

The Credit Union will collect only personal information that is necessary to conduct our business.  That means we will collect only the information that is necessary to provide competitive financial products and services.

We collect non-public personal information about you from the following sources:

·                     Information we receive from you on an application  form;

·                     Information about your transactions with us, our affiliates, or others; and

·                     Information we receive from a consumer-reporting agency.

We do not disclose any non-public personal information about our members and former members to anyone except as permitted by law, which includes our statement processors for the purpose of preparing and mailing your statements on behalf of the Credit Union.  These processors are contractually obligated to maintain the confidentiality of the statement information. 

We restrict access to non-public personal information about you to those employees who need to know that information to provide products or services to you.  We maintain physical, electronic and procedural safeguards that comply with federal regulations to guard your non-public personal information.

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